Neighborhoods/Choto
Choto Homes for Sale — Lakefront Real Estate in West Knox
Choto is where Knoxville's waterfront luxury lives. Custom homes on Fort Loudoun Lake, deep-water docks, and a peninsula geography that gives you genuine privacy 15 minutes from Turkey Creek.
Schools
Knox County — Northshore Elementary, West Valley MS, Farragut HS
Commute
25–30 min to downtown; 10 min to Turkey Creek
Lot sizes
Larger — many lakefront lots 1+ acre
HOA
Most subdivisions have HOAs maintaining common docks/amenities
Price range
$1M off-water to $8M+ deep-water estates
Market Pulse
Choto right now
Snapshot: June 2026
Active Inventory
2
homes for sale
Price Range
$1.85M – $3.15M
current list prices
Median List
$2.50M
midpoint of asking
$ / Sq Ft
$377
median, list basis
Source: East Tennessee Realtors MLS · active residential listings. These numbers move weekly — call for today's read: 865.771.2652.
Closed YTD · Jan 1 – today
# Sold
8
closed sales
Median Sale
$613K
what buyers paid
$ / Sq Ft
$233
median, sold basis
Days on Market
20
median, list → contract
Sale / List
98.6%
of ask
Source: East Tennessee Realtors MLS · closed residential sales Jan 2 – Jun 12, 2026.
The Vibe
Resort-feels-like-home. Boats in the driveway are normal, not aspirational. Newer construction dominates because the area developed primarily over the last 25 years — expect modern open floor plans, big windows facing water, and outdoor living that gets used 8 months a year.
Best Subdivisions & Pockets
Where to look in Choto
Choto Pointe
Premier waterfront with private docks
Stonewater
Custom estate community
The Estates at Choto
Newer luxury construction
Lifestyle
Lake Loudoun is the lifestyle — boating, fishing, sunset cruises. Choto Marina for fuel and slips. Restaurants are a drive (Turkey Creek 10 min, Northshore 15 min) — most residents trade walkable amenities for waterfront privacy.
Investment Angle
Lakefront inventory is genuinely scarce — the shoreline is finite. Deep-water lots (boat-up-to-the-dock depth) command meaningful premiums over flat-water lots. STR potential is real but restricted by HOA covenants in most subdivisions — verify before buying with rental income in mind.
Frequently Asked
Choto questions
What's the difference between deep-water and flat-water in Choto?
Deep-water lots have enough depth at the shoreline for a full-size boat to dock year-round. Flat-water (or shallow) lots may require longer dock walks or seasonal boat lift management. Deep-water typically commands a 20–30% premium.
Can I run a short-term rental in Choto?
It depends on the specific subdivision's HOA covenants. Many Choto HOAs restrict or prohibit STRs. Always check the recorded covenants before purchasing for rental income.
How is Choto for families?
Excellent — feeder schools are top-rated (Northshore Elementary, Farragut HS), and the lake lifestyle is a defining childhood for families who live here.
Thinking about Choto?
Let's talk through what's right for you.
Whether you're buying, selling, or exploring an investment angle in Choto, a quick conversation will save you weeks of research.